AI · Mobile Money · Côte d'Ivoire

Compare the fees.
Spot the scams.
Keep your money.

SafeTransfer uses artificial intelligence to help you pick the cheapest operator (Orange, MTN, Wave, Moov) and catch fraudulent messages before it's too late.

No banking details required Instant AI analysis Free plan available
Fee Comparator
Transfer of 50,000 FCFA
Wave500 FCFA
Orange Money750 FCFA
MTN MoMo750 FCFA
Moov Money750 FCFA
Savings achieved250 FCFA
✓ AI recommendation included
4
operators compared live
<10s
AI analysis time
3
AI-powered tools in one place
0
bank card needed to start
Our tools

Three tools, one goal: protect your money

Fee Comparator

Enter an amount, and SafeTransfer compares Orange Money, MTN MoMo, Wave, and Moov Money in real time, showing you the cheapest option with a plain-language AI explanation.

Scam Detector

Paste a suspicious SMS or message. The AI analyzes the text, flags common West African scam techniques, and gives you a clear risk level: Low, Medium, or High.

Mobile Money Assistant

Ask questions about fees, security, savings, or day-to-day money management. An AI assistant available anytime, answering in simple language.

Why it matters

Managing mobile money on your own is riskier than it looks

✕ Without SafeTransfer

→ You guess which operator is cheapest, or just use whichever is closest.
→ A convincing scam SMS can catch you off guard — no second opinion.
→ No record of what you compared or checked before.

✓ With SafeTransfer

→ Every comparison is calculated instantly across all 4 major operators.
→ Any suspicious message gets an AI risk score before you act on it.
→ Your comparisons and checks are saved in your dashboard.
How it works

1. Create your account

Free, no bank card. Start comparing and verifying right away.

2. Use the AI tools

Compare an amount or paste a suspicious message. Results in seconds.

3. Upgrade if you need more

Unlock unlimited checks with a simple Mobile Money payment, manually verified.

What people say

"I used to just walk to whichever agent was nearest. Now I check first — it's saved me real money every month."

A
Aïcha
Abidjan

"I got a message saying I'd won a prize. The scam detector flagged it as high risk right away. Glad I checked before doing anything."

K
Koffi
Yamoussoukro

"As a small shop owner, every franc of fees matters. Comparing operators before big transfers is now just part of my routine."

F
Fatou
Bouaké
FAQ

Frequently asked questions

Is SafeTransfer a mobile money operator?

No. SafeTransfer is an independent tool that compares public fee information and analyzes messages using AI. It does not move your money or hold any funds.

Do I need a bank card to sign up?

No. The free plan requires only an email address. Paid plans are activated through a simple Mobile Money payment that our team verifies manually.

How accurate is the scam detector?

The AI is trained on common scam patterns seen across West Africa, but no tool is 100% certain. Always use your own judgment alongside the risk score, especially for messages asking for PIN codes or urgent payments.

How long does it take to upgrade my plan?

Once you submit your Mobile Money payment reference, our team typically reviews and activates it within a few hours.

Ready to protect your money?

Join SafeTransfer for free. No commitment.

Get started now